Sign up for
Get news, events, special
offers and more quarterly.
CALL 502-454-1540 or (800) 292-9490 TO GET STARTED TODAY!
Limited time offers effective April 1, 2017 and subject to change without notice. All loans are subject to credit approval and program guidelines. Rate may vary based on individual creditworthiness. Loan must be for primary residence, in first lien position. Borrower debt to income ratio may not exceed 38%. Minimum loan amount $100,000. Lender paid PMI (Private Mortgage Insurance). For thirty (30) year fixed rate loan: No closing costs option available, maximum loan to value (LTV) 95%, and no cash-out allowed. Payment example for $100,000 30 year fixed rate mortgage: As of 03.28.17, a 30-year rate at 4.875%, with a no closing costs option, lender paid PMI, and 4.875%APR, results in a monthly payment of $529.21. For twenty (20) year fixed rate loan: Borrower pays no closing costs, cash-out option available, maximum LTV 90%, and lender paid PMI. Payment example for 20 year fixed rate mortgage: As of 03.28.17, a 20-year rate at 4.625% with zero points, no closing costs, lender paid PMI, and 4.625% APR results in a monthly payment of $639.42. Examples are for A+ credit and may not be available to all. APR does not include items such as prepaid interest, optional owner’s title insurance, and optional escrow services, which could increase the effective APR. The monthly obligation will be greater if taxes and insurance are included, and an initial customer deposit may be required if an escrow account for these items is established. All terms and conditions are subject to change without notice. Existing Kentucky Telco mortgage loans do not qualify. Past or present credit history including items such as liens, bankruptcy, charge-offs, delinquent accounts, or multiple slow payments exceeding 60 days do not qualify for the promotional mortgage program terms. Other restrictions may apply. Contact us for additional details at (800) 292-9490. Equal Housing Opportunity